About Stephanie Iannone

REALTOR, ABR, CNE, OWNER, MANAGING BROKER
www.stephanieiannone.com

Stephanie owner and managing broker of the Iannone Real Estate Group at Housing Helpers. She is an award winning Realtor with over 22 years of experience in the relocation industry. Her dedication to her clients, leadership in the community, and excellence in the trade, has made her one of the most successful brokers in Colorado.

Stephanie specializes in providing real estate brokerage services for high level corporate relocations.
Stephanie’s recent clients include the senior executive leadership teams of Fortune 500 companies with headquarters in the Boulder, Broomfield, and Denver Metro areas. Stephanie is a passionate leader in her field and a unique business person with a dynamic personality that achieves extraordinary results for her clients.

Stephanie Iannone has received numerous awards and recognition for her expertise including Distinguished Realtor of the Year, Top 25 Most Powerful Salespeople in Colorado, Top Independent Real Estate Brokerage, and Top Producing Real Estate Agent with over $250 Million in sales.

Check out my website at www.stephanieiannone.com

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Author Archives: Stephanie Iannone

Colorado Among Hottest 10 Housing Markets

As we approach the presidential inauguration, demand for homes continues to increase throughout the country, in a recent real estate market trend. Although this trend is taking place nationally, multiple sources report that the trends continues to be particularly hot in Colorado.

Recently, Realtor.com reported that two Colorado cities, Denver and Colorado Springs, were among the countries’ hottest real estate markets last month. Denver came in at number six and Colorado Springs in 14th.

In particular, home buying interest became strong throughout the country after the election. Often the winter months are a slower season in real estate, particularly in snowy climates like Colorado, but this year the market shows no signs of slowing down. Nationally and locally, this is due to a few trends:

  • Mortgage rates increasing. After years of remaining low, mortgage rates recently started going up, with plans to continue to rise over 2017. Would-be homeowners hope to buy now before the rates increase further.
  • Snapping up the remaining inventory. Buying may be getting more popular in Colorado and nationwide, but housing stock isn’t increasing. Many people are buying homes now to make sure they get the ideal house for their needs.
  • Better weather. In Colorado, the weather has been warmer and sunnier than usual, particularly last fall and early winter, so more home buyers were willing to brave the elements and go house hunting.

Even with the busy market in Colorado, now is still a great time to buy your next home. According to Denver Business Journal, while inventory may be down, single family home sale prices remain steady. Denver also has the second highest appreciation values of home values in the country, making a home a great investment. But be sure to buy soon, before mortgage rates increase and inventory further shrinks.

For your Home Buying needs in Colorado contact Stephanie Iannone 303-641-7484

Real Estate Trends 2017

Real Estate Trends That Will Shape 2017

Whether your in the market for Colorado real estate or not, if the last quarter of 2016 is any indication of the future than 2017 is sure to be filled with surprises!

One thing that no one expected, from Donald Trump’s win of the 2016 Presidential Election, was a stock market rally and 10-year Treasury bill rate increases. In 2016, low-interest rates and improving wage growth helped boost the U.S. Housing Market.

However, as of November 25th, the 10-year Treasury rate grew to 2.36 percent, up from  1.83 percent the day before the election. This has increased the national average of a 30-year fixed-rate mortgage to 4.02 percent, up from 3.47 percent, for the same period. However, this is not the only national trend that will affect real estate in 2017.

2017 Real Estate Trends

1. Walkable Communities – Simply put, a walkable community is one that is friendly to walk. Notwithstanding, much of this real estate trend is driven by a desire to live in a healthy and environmentally sustainable town or city.  Buyers are seeking neighborhoods in which there is a reduced reliance on automobiles, with easy access to work, shopping, and entertainment.

2. Use of Unmanned Aerial Vehicles – Proficient real estate agents are always looking for new technologies and ways to make properties stand out. Since the advent of the internet, there have been many new ways to present homes for sale, and having them stand out in the crowd. A growing new real estate trend is the use of drones to create aerial video tours of properties.

3. The End of Starter Homes – A growing number of Millennials, those born between the early 1980s and the late 1990s, are anticipated to acquire their first house in 2017. The housing crash caused many to become hesitant to buy. However, the delay into the market has empowered many to prepare by paying down student debt and saving for a down-payment. The resulting real estate trend is that many are choosing something more than just a starter home.

4. Increased Mortgage Rates – As stated, the Trump Presidency has started to push the interest rates up for fixed-rate mortgages. This is because of the link between fixed-rate mortgages and the 10-year Treasury. However, adjustable-rate mortgages are more closely linked to the Federal Reserve rate.  The Fed just raised rates in December and experts predict this real estate trend will continue to slowly raise rates through 2017.

5. Easier Mortgages – According to the Mortgage Credit Availability Index, acquiring a mortgage loan is easier today than it has been for the last 8 years. This is a result of more availability for low down-payment loans and jumbo loans. Banks are starting to loosen up and seem more willing to work with buyers. As the economy continues to grow, this trend should continue.

We expect the strong Colorado housing market to be one of the real estate trends that will continue in 2017.   With rents and home prices both on the rise it will be a challenge for buyers and renters as sellers and Landlords will stay in the driver seat.

As we embark on an exciting new year here at Housing Helpers Colorado we wish all of our friends and clients peace, prosperity, and our sincere thanks.   We look forward to helping you with your real estate needs in 2017!

Colorado Real Estate Agents 

Colorado Fall Real Estate Housing Helpers

The Fall Real Estate Market in Colorado

If you’re in the market for a new home, you should know that fall is an especially good season for buyers in the real estate market. That’s partly because of the simple law of supply and demand. According to MSN Money, need to move into a new home before the school year starts. If you’re trying to sell a house, that means there’s less demand, a fact that puts buyers in the driver’s seat and leaves more room for negotiation.

Another plus for buyers? Home prices tend to fall slightly after the busy summer real estate season. If a seller that listed his home last spring or summer still hasn’t sold it, he may consider reducing the price, or at least negotiating some concessions to keep a potential buyer on the “line”.

If you’re looking for a home in the fall, it’s likely you don’t have school aged children, so there are no hard and fast deadlines pressuring you. Sure, you may prefer to close on a house before the holiday season, but it’s not the same as having to. If you can get a better deal by waiting awhile, chances are you will.

One caveat to this rule concerns vacation homes. If you’ve rented a home for a period during the summer and love the area, you may be at a slight disadvantage. A seller knows when he’s got a home that’s worth more simply by virtue of its location near a prime vacation spot, and because of skiing, Colorado often has more than just summer vacationers — they’ve got the winter ski crowd too.

Still, buying a vacation home in the off-season has the advantage of letting you get to know what the area is like when it’s not crowded with tourists and vacationers, and if it’s a second home, you can always rent it out during prime seasons, so it might just be a win-win situation for both parties!

As with all things real estate, it’s much easier to navigate the Colorado real estate market with a trusted and experienced expert by your side.   Call Housing Helpers real estate group and let us guide the way!  303-545-6000

Real Estate Agents          Boulder Real Estate 

 

 

Professional Services Can Make Your Relocation Easier

If you are in the midst of a relocation, such as if you are moving because you are taking a job or position in a different city, you might be under a lot of stress. After all, getting used to a new job can be a big enough life change, and having to deal with a household move at the same time can be enough to stress anyone out.

A lot of people try to tackle every aspect of a relocation by themselves. In some cases, this makes sense. However, if you are changing jobs and are moving to a totally different city, it can be helpful to seek professional assistance. Even though you might be worried about the cost of doing so, you’re sure to find it to be worthwhile.

For example, using a professional rental finding service can help you find the perfect apartment or home. There’s a good chance that you don’t know your new area very well, so it can be tough to know where to look for a home. A professional service can help you find the best possible rentals that are within your budget.

You will probably also want to use a professional moving service to help you pack and move your belongings so that you can focus on preparing for your new job. Consider talking to the human resources department at your company; if you’re moving for work, you may be eligible for some type of assistance with your moving expenses.

As you can see, you shouldn’t try to tackle everything on your own when you’re moving to a new place. Instead, try working with a few professionals who can help make the entire process a lot more streamlined and a whole lot less stressful.  

Colorado Relocation Services       Colorado Real Estate Agents

 

Real Estate Tips: 4 Steps to Prep Your House for Sale

When you think about putting up your house for sale, you might think about things like determining the list price and choosing and hiring a real estate agent. Although these things are certainly very important, however, there is one other critical thing that you need to focus on — preparing the house itself. These are a few essential steps that you’ll need to take if you’re wondering how to prep a house for sale.

1. Get Rid of Clutter

First and foremost, you’ll want to get rid of clutter. Not only is this good for ensuring that your home is open house ready, but it’ll also be nice to get rid of unwanted items before you pack and move to your new home. Eliminating as much clutter as possible will help your home look neat, clean and spacious when your realtor shows the house, so donate, sell or throw away as much as possible. If there’s anything left that is making the home look cluttered but that you don’t want to get rid of, consider renting a storage unit for temporary storage until the house is sold.

2. Put Away Personal or Valuable Items

Along with decluttering, you’ll also want to eliminate personal and valuable items from your home. You don’t want to worry about sentimental items or valuable items being broken or stolen when the house is being shown, and you also don’t want the home to look too much like your family’s house when potential buyers are taking a peek. Take down personal family portraits, children’s drawings and artwork and particularly unique items that aren’t universally attractive. Then, consider putting away jewelry, expensive art or decor, breakable items that have sentimental or financial value and other similar items. You can store them in the above-mentioned storage unit if necessary.

3. Clean the Entire House…Thoroughly

Whether you consider yourself to be a slob, a neat freak or something in-between, your home is going to need a good scrubbing. Once you move out a lot of items, you might find dust and dirt that you weren’t aware of. Plus, your home is going to need to be more than just everyday clean when your real estate agent is showing the house. Your friends and relatives might not inspect your closets or your light fixtures when they come over, but potential buyers will. You don’t want the home to look messy or dirty, which could be a big turn-off. Some might even see it as a sign that you and your family have not taken good care of the home in the past, even if this isn’t true.

If you can’t bring yourself to really get scrubbing, if you don’t have enough time to do it, or if you don’t feel confident that you’ll get your home clean enough for an open house on your own, consider hiring a professional cleaning company. It can be well worth the cost when you chalk it up to the expense of selling your home.

4. Stage It

Once your home is decluttered and spotless, you’ll have one more step to take before it will be ready to put on the market — staging it. This can be simple or in-depth, depending on a few things, such as the condition of your home. Staging might involve simply rearranging your existing furniture to make the home look as spacious as possible, or it could involve painting the walls in neutral colors and investing in a few inexpensive decorative items to make it look its best. Your real estate agent can look at your home and talk to you about how to best stage it for the local market.

As you can see, there are a few critical steps to follow if you want to get your home ready for the real estate market. Then, if you need additional help with your relocation, such as finding the perfect home or apartment, and for more real estate tips contact the real estate agents at Housing Helpers.

Looking for a Colorado real estate agent?  

Check out my website at:   Stephanie Iannone 

Colorado Real Estate, walkable neighbrohoods

A Guide To The Most Walkable Neighborhoods In Colorado

Walkable neighborhoods aren’t just good for your health, they also build a sense of community. According to Walk Score, people who live in highly walkable areas weigh 6 to 10 pounds less and spend more time doing community activities.

Many Colorado residents are now searching the real estate market for walkable neighborhoods. A residential area is considered walkable if it’s close to shops, restaurants, schools and parks. The more errands you can run without having to use a car, the more walkable it’s considered. It also helps if they’re well connected to urban centers by bike paths and transit lines. 

With 300 days of sunshine a year and views of the snow-capped Rockies, who wouldn’t want to be outside in Colorado as much as possible?

If you’re looking for neighborhoods like this, we’ve got you covered. Here’s a guide to some of the state’s most walkable residential areas:  

Stapleton

The Stapleton community, just 10 minutes north of Denver, was designed for walkability. Built on top of 4,700 acres that once served as the Stapleton Airport, the community was master-planned as a hybrid of classic downtown neighborhoods and modern, energy-efficient construction. The community already has over 22,000 residents and now contains: 

  • 10 neighborhoods
  • 13 schools
  • 50 parks and 47 miles of bike trails
  • 100+ Retail stores
  • 50+ Restaurants
  • Commercial office buildings 

Stapleton is also connected to downtown Denver by a commuter rail and bus line at Central Park, making it easy for residents to use public transportation to get around. 

Click here to see listings for apartments and houses in this area.  

Prospect New Town in Longmont

Located on the eastern edge of Longmont, Prospect New Town has a concept similar to the Stapleton Community, but on a smaller scale. The entirety of the planned neighborhood fits on 80 acres that used to be a tree farm, and is designed so that all residents are within a five-minute walk of the community’s amenities, which include: 

  • Shops
  • Restaurants and cafes
  • Office buildings
  • Swimming pool and parks
  • Free concerts and food truck nights

Prospect is distinct in that it aims to marry a small-town feel with a funky urban vibe. Strolling through the streets of Prospect, you’ll see a mix of modern artists’ lofts and single-family farmhouses. A downside is that outside of its 80 acres, this neighborhood isn’t well-connected to other city centers. You have to drive to reach downtown Longmont, Boulder, or Denver. 

Click to see property listings in Longmont Colorado

Whittier in Boulder

Boulder has a number of walkable neighborhoods, but Whittier is one of the best situated. This historic district was established in 1859, and is home to some of the oldest homes in the city. Whittier is on the east side of central Boulder, which puts it right downtown and close to both commercial centers and outdoor spaces.

Apartments and homes in the Whittier neighborhood are within walking distance to: 

  • Pearl Street mall
  • Parks
  • Schools
  • Restaurants
  • Retail stores
  • Boulder Farmer’s Market
  • University of Colorado

Because Whittier is so well positioned, it’s also one of the city’s most desirable neighborhoods. Expect to pay more to live in this highly walkable area.  

Click here to see property listings in Boulder Colorado 

Wash Park in Denver

Washington Park is a popular neighborhood in South Central Denver because of its proximity to restaurants, shops and outdoor spaces. Named for the 161-acre park it surrounds, the neighborhood offers residents the opportunity to enjoy Denver’s green spaces and lakes as well. 

If you live in Washington Park, you’ll get to enjoy being close to: 

  • Cherry Creek 
  • Schools
  • Recreation centers
  • Shopping
  • Restaurants and cafes

While the neighborhood has a nice mix of historic homes and newer builds, the price point can be restrictive as real estate is in high demand. 

Click here to see listings for apartments and houses in Wash Park Denver.  

Olde Town Arvada

Downtown Arvada receives a high walking score compared to the rest of the neighborhoods in the Denver suburb. The historic olde town district is a hub of locally owned businesses, including:

  • Restaurants
  • Retail stores
  • Beauty shops
  • Banks
  • Fitness centers
  • Healthcare facilities

A new commuter rail is being installed in Arvada to make it even more commuter friendly to residents who live in Denver. The good news is, this area remains somewhat of a hidden gem with lower costs compared to some of the other Denver suburbs.

Click here to see listings for apartments and houses in Arvada Colorado

Lowry in Denver

Lowry Field is just 20 minutes east of downtown Denver, making for a quick and easy commute to the city. Some interesting history surrounds this parcel of land. It was an airforce base for more than half a century, and also a summer get-away for President Dwight Eisenhower and First Lady Mamie Eisenhower during the 1950s. Now, however, it’s been redeveloped into a mixed-used community that offers amenities like: 

  • Parks and open space
  • Amphitheaters
  • Golf Course
  • Shops
  • Restaurants
  • Grocery stories
  • A beer Garden

Keep in mind that some neighborhoods in Lowry are more walkable than others. Look in neighborhoods adjacent to the Lowry Town Center District if you want to be within a short walk to the shops, bars and restaurants.

Click here to see our listings for apartments and houses in Lowry’s neighborhoods

Belmar in Lakewood

The Belmar district is a shopping and dining center in downtown Lakewood. It was built in 2004 to revitalize the old town village center, and it’s since grown to occupy 22 blocks in the city. Amenities in this community include:

  • Restaurants and cafes
  • Shops
  • A movie theater
  • A bowling alley 
  • Summer concerts and ice skating rink in winter
  • Art galleries

Residents who live in Lakewood within walking distance of the Belmar district also enjoy easy transportation to downtown Denver, making it a great option for commuters. 

Check out our available listings for homes in Lakewood

When it comes to finding the right house and the best neighborhood, there is no substitution for visiting the area to see first-hand if amenities that matter most to you are close by.

For more information on the best neighborhoods in Colorado, contact Housing Helpers at 303.545.6000.

Broomfield Colorado 9th Fastest Growing City in U.S.

Broomfield Colorado is experiencing a growth spurt.  Residents are moving to the Colorado front range suburb in record numbers.

Technically it’s own County, Broomfield Colorado has long been known for its centerpiece Interlocken Advanced Technology Business Park. featuring such company headquarters as;  Vail Resorts, MWH, Level 3 Communications, Staples, Brocade, Oracle, White Wave Foods, and Ball Corporation.

But residents are being drawn to Broomfield for so much more.  New and varied housing stock  including new luxury apartments in Broomfield, new single family housing developments, golf courses, shopping centers, the First Bank Center -events, concerts, and more.  And of course the Flatirons Crossing Mall is located in Broomfield.

According to the U.S. Census Bureau estimates released for the time period of July 1, 2014 through July 1, 2015, Broomfield posted a 5.2 percent growth rate for a population of 65,065 – up from 62,138.  The bureau measures growth of cities with a population of 50,000 residents or more.

If you are considering a move to Broomfield Colorado, Housing Helpers has you covered.   We have local relocation specialists on the ground in Broomfield that can help with your rental search including a Broomfield Apartment Finder service, as well as a large inventory of Broomfield Corporate Housing, and a team of seasoned expert Broomfield Real Estate Agents.   Simply call our office at 303-545-6000 or complete the quick request form on this page.

 

Broomfield Apartments          Broomfield Corporate Housing

Broomfield Real Estate

 

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Three Emerging Real Estate Trends Roll On in 2016

As predicted by many experts and analysts, the first quarter for the real estate industry was a steady and consistent move in a positive direction.

One never knows the impact of a Presidential race and what a new Commander in Chief will have on the following year, but for now pay attention and grab a hold of these three emerging trends that are rolling on in 2016:

1. Outside The Box … Or in it? Once seen as a fad approximately 18 months ago, the idea of non-traditional housing is really gaining some steam. Ever watch the show, “Tiny House, Big Living” on HGTV?

The concept of micro-housing takes center stage on this program where couples or even small families live in an area that accommodates all of their living quarters in one approximately 220-400 square foot living space. Claustrophobics need not apply …

Anyway, this idea is really gaining in popularity with more and more people hesitant to dive into a mortgage that they may not be able to afford if companies like Goldman Sachs and JP Morgan Chase ever decide to throw away everybody’s money again and cause another major recession or worse. 

2. Common Sense Risk Management  High level computations and complex data analysis are great, but they too have limitations.

Sometimes, the human touch provides something when assessing risk that computers can’t, which is good intuition based on previous experience and even strong hunches.

Humans really have a unique skill set when looking at trends and attempting to predict tomorrow’s ups and downs because they this intuition lends itself well to anticipating smart investment choices.

3. Second City Mania  Why is everybody is talking about smaller cities like Louisville Colorado and Austin, TX?   Known as second cities or 18-hour cities, these locations are developing at a rapid pace and the time to get in is now.

More than just Austin, start thinking about Nashville, Portland, and San Antonio among others. The cost of living is lower than in places like New York and Chicago obviously, but there is also plenty to do with an air of hipness that purveys home ownership or rental residents in these areas.

In addition to national real estate trends we are always tracking the Colorado Real Estate Market.  As areas like Boulder and Denver continue to explode with high demand and rising prices its hard to know where to invest in real estate right now.  We like some of the lesser known and less publicized communities in between that don’t get as much press.   To find out which ones we like you’ll need to give us a call!

 

Contact Stephanie Iannone          About Stephanie Iannone, Realtor

 

Denver Leads as a Hottest Home Market 

Making the life-changing transition from renting to owning follows major research and decision-making. One of those choices is your home buying location – and what better city to buy a home than Denver, which was ranked the no. 1 hottest real estate market for 2016?

The top home markets across the nation were rated based on Zillow’s Home Value Index (ZHVI) Forecast, recent income growth and low unemployment rates. Denver took the top spot with 5 percent forecasted home value growth throughout the next year and a low 3.1 percent unemployment rate across the entire metro area.

The hottest submarkets include Delmar Parkway, Highline Villages and Centretech in Aurora with Ruby Hill placing high among neighborhoods in the entire metro.

Before packing your bags and relocating to Denver, future home buyers need to crunch the numbers and learn about their buying power. Developing a housing budget helps determine whether it’s best to rent or buy a home in Denver, assisted by the breakeven horizon – or the number of years it takes for buying to become cheaper than renting the same home.

Cost of buying in Denver

The median home value in Denver is $343,800, an impressive 15.3 percent rise from one year ago. If a homebuyer were to put 20 percent down on a median-priced home in Denver, or $68,760, assuming a 30-year fixed loan at a 3.508 percent interest rate, they would pay $1,647 per month. The total mortgage payment includes principal and interest ($1,236), insurance ($67) and taxes ($377).

Cost of renting in Denver

Assuming you’re looking to rent an apartment in Denver at a median value, you would pay $1,959 per month. In the wider Denver metro, renters pay a median $1,977 per month. Compared to the national median of $1,388 per month, rental rates in Denver are costlier, but keep in mind Denver is a buzzing city and U.S. medians include rates from towns across the entire country.

When does buying outpace renting?

While the example mortgage payment of $1,647 per month is lower than the median city rent rate of $1,959 per month, it is still cheaper to rent first when accounting for the down payment of $68,760. In addition, the cost of buying goes beyond monthly mortgage rates to encompass closing costs and the general fees of homeownership, like maintenance.

In Denver, the breakeven horizon as of the last quarter of 2015 was 1.7 years, a 0.09 rise from the year prior. So, if you’re planning to stay in a home longer than 1.7 years it’s more cost-effective to buy.

Overall, if you have the recommended 20 percent down payment ready, buying a home in Denver now could be a great investment opportunity. However, this is assuming you perform the proper home buyer due diligence.

Keep in mind, you typically don’t need 20 percent upfront to buy a home (depending on your lender pre-qualifications), but a heftier down payment ensures a lower interest rate. If you aren’t quite financially prepared to buy, renting below budget to save before those 1.7 years are up is your best bet in the meantime.

By Jennifer Riner, Zillow

 

Denver Real Estate Agents        Colorado Rentals 

The Boulder Real Estate Market Appeal

Nestled against the foothills of the Rocky Mountains in north central Colorado, beautiful Boulder is home to the flagship campus of the University of Colorado. With an educated population, plenty of opportunities for outdoor fun and eclectic neighborhoods, the city has always been a desirable place to live.

The Boulder Real Estate Market varies from stunning single family homes on The Hill to trendy town houses on the way north to Lyons.  Rental homes and apartment communities pepper the areas around the University campus. Table Mesa has quiet lanes with ranch ramblers and fenced yards. Residences not far from pedestrian-friendly Pearl Street Mall are clustered along leafy streets. Mapleton Hill homes are large, elegant and rich in character.  Tiny homes are popping up here and there. Boulder’s real estate offers something for nearly everyone.

The city of Boulder takes its quality of life seriously, so enforcement of building regulations is an ongoing effort.  Home lots smaller than 35 acres cannot be subdivided.  Limiting new building heights is the norm.

Environmentalism has always had a home in Boulder.   When it comes to “green” practices and real estate, the city encourages rooftop solar panel installation as a way to reduce dependence on the local energy company.

Active and engaged, residents know that they live in a special place. Whether they are tech start-up employees, entrepreneurs, college professors or writers, they work to keep their neighborhoods clean, safe and inviting.

Today, the median Boulder home price is $591,950, a nearly 24% increase over a year ago.    This price is definitely on the high side, but for many people who live in this progressive, appealing city, it is a price worth paying.

For more information about the Boulder Real Estate market contact one of our award winning Boulder Real Estate Agents today at 303-545-6000.

 

Boulder Real Estate Agents         Stephanie Iannone Realtor